Cut Expenses and Still Have A Great Christmas

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With the economy being down for such a long time, many people have learned how to cut expenses in daily living, but hesitate when Christmas comes along. The first step in creating a wonderful Christmas without going into debt is making a mindset change. Culture and traditions can be changed.

Commit to not use credit cards

This is where people get into trouble the quickest.

Make a list just like Santa

Check it twice, and don’t buy on the spur of the moment.

Handmade gifts come from the heart and are usually appreciated more

Use materials on hand or purchase inexpensive supplies to create personalized gifts.

Limit the number of gifts given

Parents tend to overdo it when giving gifts to children. One or two well thought-out gifts can bring more joy than several meaningless gifts.

Talk to family and friends

Discuss the need to cut expenses.

Consider giving Christmas ecards instead of buying and mailing regular Christmas cards

There are plenty of sites that offer free ecards.

Write a letter to Santa

If Santa gives gifts in the kid’s stockings and under the tree, consider talking to the kids and suggesting that they write a letter to Santa asking for just a small gift in their stockings. This would help Santa reach more kids in need.

Have a pot luck dinner

Having a pot luck dinner with neighbors and friends can give everyone an opportunity to get together and celebrate the season without a big expense.

Warm the heart

A candy cane with a bow and note of appreciation will warm anyone’s heart.