Many people have mastered the art of saving money during the holidays. Believe it or not, it CAN be done! The first step in creating a wonderful Christmas without going into debt requires mindful re-evaluation. Culture and traditions can be changed to get this to work.
How to Be Financially Careful During the Holidays
Here are some helpful tips to have a wonderfully memorable holiday season without going into debt:
- Refrain from using credit cards
- Make a list just like you would for Santa
- Handmade gifts come from the heart and are usually appreciated more
- Limit the number of gifts given
- Talk to family and friends
- Consider giving Christmas ecards instead of buying and mailing regular Christmas cards
- Write a letter to Santa
- Have a pot luck dinner
- Warm the heart
Refrain from using credit cards
Make a list just like you would for Santa
Handmade gifts come from the heart and are usually appreciated more
Limit the number of gifts given
Talk to family and friends
Consider giving Christmas ecards instead of buying and mailing regular Christmas cards
There are plenty of sites that offer free ecards. Christmas cards are meant to tell the recipient that you’re thinking of them during the holidays. So why not make use of modern technology and use ecards instead of spending $2 to $5 per card.
Write a letter to Santa
If Santa gives gifts in the kid’s stockings and under the tree, consider talking to the kids and suggesting that they write a letter to Santa asking for just a small gift in their stockings. This would help Santa reach more kids in need.
Have a pot luck dinner
Having a pot luck dinner with neighbors and friends can give everyone an opportunity to get together and celebrate the season without a big expense. You don’t need to overdo it by trying to put an a whole party yourself. Sometimes guests love the idea of bringing some food to a holiday party. So let them!
Warm the heart
A candy cane with a bow and note of appreciation will warm anyone’s heart.