Can I get a show of hands for those who’ve wondered, “How much should I save to take care of my baby?”

Can I also get a show of hands for those who haven’t received a solid answer?

Image source via Shutterstock
Image source via Shutterstock

Girl, I feel you.

No one has more questions than a first time mom. We get so much advice from experienced moms, and yet no one seems to be able to answer one of the most important questions…

I ain’t gonna lie. You aren’t gonna find a solid dollar amount here either; however, I found four ways to help me save money for my first child who’s expected to make her grand appearance this November!

By the end of this post, you’ll know exactly how to save money for your first child using what you already have, AND, I’ve even created a free PDF for you so you can start saving up today!

Let’s dig in.

I use public transportation to commute to work.

I used to drive to work every single day. I live about 20 miles away from work and being in the comfort of my own car was… comfortable. You know what wasn’t comfortable? Seeing how much that comfort was costing me!

Let me paint a picture for you.

Driving my own car meant I had to pay for gas every week (my little sedan costs me $45 to fill up) and $50 per week for parking (that’s assuming I make it in time to get the Early Bird special at $10 per day). If I miss the early bird, parking costs me $105 per week (or $21 per day). On the low side, I was paying at least $380 a month to drive myself to work.

If I caught the bus to work (seriously, our city bus company’s name is TheBus), my employer helps pay for the majority of a bus pass, and I pay just $25 per month for that!
Another bonus… I can totally catch up on my sleep while riding the bus.

It’s pretty awesome, especially since this pregnancy has me so drained by mid afternoon!

I bring home lunch. Every. Single. Day.

Listen, I used to eat pho every day for lunch. Pho is a Vietnamese beef noodle soup that is absolutely heavenly (it’s all about the broth!). My favorite lunch spot charges $7.50 for a bowl of beef and meatball pho. I used to eat a bowl of pho for lunch every day, which was costing me $150 per month!

I’d also need water to keep me hydrated (because pregnant women need all the hydration they can get!), so that’d cost me an additional $1.25 for a 1.5L bottle.

And THEN, if I didn’t have time to make breakfast that day, I’d stop by Starbucks to grab a classic oatmeal and a tall decaf coffee which usually cost me about $7 for both!
Add all that up: $7.50 + $1.25 + $7.00 = $15.75 per day on food.

What does that total up to for the month? A whopping $157.50!


So I brown bag my lunch to work instead. I just simply make enough food for dinner so I’ll have enough for lunch the next day, AND I can keep my meals with healthier choices because I won’t be tempted to buy those little extras that always find their way at the checkout line…

I set up automatic payments to my savings accounts.

I set my direct deposit to be automatically deducted from my payroll into my savings accounts so that I won’t feel the urge to spend it once pay day rolls around. It’s kinda like tricking myself into saving because I don’t have to remind myself to save a little each day.

And let’s be honest. Saving money can be painful.

It must be something to do with seeing our account get smaller… or is that just me? But then again, I love seeing my savings account grow bigger and bigger!

I also setup another savings account that’s different from the bank I normally do business with. I don’t have a savings ATM card associated with that account because again, it’s kinda like tricking myself… in order to withdraw money from that account, I’d have to physically go into the branch to take money out.

And ain’t nobody got time for that.

I sell things I haven’t used in the past year.

Seriously. If I haven’t used something in the past year, it’s likely I won’t use it this year either!

I sell my used items on ebay and Craigslist because they’re really simple to list and sell. It’s definitely not a huge money maker, but it’s beneficial because I’m getting a little bit of cash AND I’m making room for my baby and all her belongings that will soon be coming in!

Family members are already telling me she’ll be a spoiled one… oh boy.

So you’re probably wondering how much I’ve saved. Over the past 7 months, I’ve managed to save a little over $3,700 which I’m very comfortable with. I’ll have enough to purchase necessities, take care of bills, and contribute to the mortgage while I’m out on maternity leave. It wouldn’t be fair to my husband to have to pay for all that by himself!

As I mentioned earlier, I created a PDF just for you so you can get started on saving money for your first baby TODAY. Check out the Resources tab on my blog to snag your free copy!

Us first time moms gotta stick together, y’know?